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Dinesh Lachhwani

▶ Company: Nevada State Bank

▶ What do you REALLY do? I manage the risk of a commercial loan portfolio and underwrite commercial loan requests in excess of $1 million. In managing risk, I have to understand the client’s business and creditworthiness so I can help the bank make informed lending decisions.

▶ What’s the best part of your job: It’s both challenging and interesting. Since each borrower is different, I have to understand the various industries in which they operate. One week I can be working on a commercial airline company and the next I could be underwriting a convenience store chain.

▶ What accomplishment in the past year are you most proud of: I underwrote a $30 million loan request for a new bank customer. It was gratifying to not only get a big win for my team, but to also be a part of positive business growth in the community.

▶ Where’s the best place to network: Toastmasters

▶ Facebook or LinkedIn: LinkedIn

▶ Favorite off-work activity: Spending time with my wife and kids

▶ What’s your favorite professional association, community or charitable involvement: Patrick Kelley Youth Foundation – PK Bike Day

▶ What do you drive: Nissan Altima

▶ Beer or wine: Beer

▶ What do you want to be doing in 2025: Senior credit administrator

▶ What’s the best advice you’ve received: Be fearful when others are greedy and greedy when others are fearful.

▶ How do you define success: Living up to your potential

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